Holdings Journal is a personal record-keeping tool. We value your privacy and data security. This policy explains how we collect, use, store, and protect information.
We do not use your holdings, transactions, or screenshots for advertising tracking, profiling, or purposes unrelated to the app’s record-keeping functions.
Screenshot import never starts automatically. You can cancel and enter a record manually. Third parties process information only as needed for the relevant function. We do not sell your personal information.
Account information, assets and holdings, transactions, liability balance history, and net-worth statistics are stored on our servers so you can access and synchronize them across devices. Liability information is entered by you. The current version does not connect to banks or lenders for account credentials and does not infer borrowing, repayment, interest, or spending from balance changes. The current production service is hosted in mainland China. Information submitted by users outside mainland China may therefore be transferred to and stored in mainland China.
When records are deleted, they are removed or marked for deletion from the business database within a reasonable period. Some information may remain temporarily in backups or security records as required for recovery, auditing, or legal compliance.
After screenshot recognition fails, compressed copies of that attempt are saved as feedback attachments only with your explicit consent on the failure page. These attachments are automatically deleted from the business database after 90 days; feedback text and diagnostics are retained. Database backups kept for disaster recovery may still contain copies made before deletion. Their removal time depends on the backup retention policy. The 90-day automatic deletion period applies only to the business database. Cancelling does not upload or save failed screenshots. This automatic deletion period does not apply to ordinary feedback attachments.
We use reasonable technical and organizational safeguards, including HTTPS transport, access controls, separation of secrets, restricted backend permissions, and ongoing security fixes. No internet service can guarantee absolute security.
You can view, correct, export, or delete the asset and liability records you enter. Deleting your account also removes liability identities, balance history, and related derived net-worth data together with other account data; some information may remain temporarily in backups or security records as required for recovery, auditing, or law. You can delete your account under Me → Account Settings or contact us to request access, correction, or deletion. We may need to verify your identity before acting on a request.
Holdings Journal is not directed to children. Minors should use the app only with the consent and guidance of a guardian.
Holdings Journal is for recording and reviewing personal assets, liabilities, ledgers, and historical statistics. Net-worth results are calculated from information you enter and public price and exchange-rate data; they are not account statements, credit assessments, financial advice, investment advice, or repayment advice. The app does not open accounts, execute trades, recommend assets, predict returns, or manage assets.
We may update this policy as the product, law, or services change. The updated page will show a new effective date. Material changes will be communicated through the app or another reasonable channel.
Privacy questions or requests: jingbo917@gmail.com